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September 20, 2016     The Kalona News
Four Tips On Getting A Second Home
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September 20, 2016
 

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'next' : 'previous'; __tnt. return true; }); } }, function(){ __tnt. });var bPrevNextScroll = false; $(window).on('scroll mousewheel', function(){ if( !bPrevNextScroll && $('.asset-body').length > 0 && !$('body').hasClass('trigger-disabled') && !__tnt.elementOnScreen('#asset-photo-carousel') ){ bPrevNextScroll = true; var sNextTrigger = 'trigger-next'; setTimeout(function(){ if( __tnt.elementOnScreen('.asset-body', 250) ){ $('body'). } else { $('body'). } bPrevNextScroll = false; }, 200); } });$(window).on("load resize", function(){ var sCondTrigger = 'trigger-condensed'; if( window.innerWidth > 991 && window.innerWidth < 1296 ){ var oWindow = $(window), iLeft = oWindow.scrollLeft(), oOffset = $("#main-page-container").offset(), iDistance = (oOffset.left - iLeft); if( iDistance < 55 ){ $('body'). } else { $('body'). } } else { $('body'). } }); }); advertorial Four Tips On Getting A Second Home By NAPS, North American Precis Syndicate Updated 1 hr ago 0 A home away from home can be easier to acquire than you may think, especially with professional help. (NAPS) jQuery(document).ready(function($){ var gallery_ad_f305a395_d5c3_5241_abfa_e6f9610cfa40 = false; var gallery_changed_f305a395_d5c3_5241_abfa_e6f9610cfa40 = false; $('#gallery-items-f305a395-d5c3-5241-abfa-e6f9610cfa40').owlCarousel({ items: 1, autoHeight: true, lazyLoad: true, loop: false, navRewind: true, responsiveRefreshRate: 500, dots : false, onChanged: function(){ try { var bOnlyDFP = false, bIsOAS = false; if( typeof __tnt.ads.dfp != 'undefined' ){ googletag.cmd.push(function(){ googletag.pubads(). googletag.pubads(). });} /* reloadByIds will return false/0 if the ad slot called for hasn't actually been loaded to the page. */ if( typeof __tnt.ads.oas != 'undefined' ) bIsOAS = !!__tnt.ads.oas. if( !bOnlyDFP && !bIsOAS && typeof TNCMS.AdManager != 'undefined' ){ TNCMS.AdManager.} } catch(e) { __tnt. } }, onTranslated:function(){ __tnt.trackEvent($('#gallery-items-f305a395-d5c3-5241-abfa-e6f9610cfa40 .photo-container').eq(this._current).data('track-object')); } }); var photo_carousel_f305a395_d5c3_5241_abfa_e6f9610cfa40 = $('#gallery-items-f305a395-d5c3-5241-abfa-e6f9610cfa40'). $('#carousel-f305a395-d5c3-5241-abfa-e6f9610cfa40 .photo-carousel-control.left').on(__tnt.client.clickEvent, function(e){ photo_carousel_f305a395_d5c3_5241_abfa_e6f9610cfa40. }); $('#carousel-f305a395-d5c3-5241-abfa-e6f9610cfa40 .photo-carousel-control.right').on(__tnt.client.clickEvent, function(e){ photo_carousel_f305a395_d5c3_5241_abfa_e6f9610cfa40. });}); (NAPSI)—With home values rising, mortgage rates low and rental demand strong, purchasing a second home may seem like a good investment.Many would agree. According to the National Association of Realtors’ (NAR) annual Investment and Vacation Home Buyers Survey, over 2 million vacation and investment properties were purchased in 2015.If you’re considering buying a second home for leisure, rental income or future retirement, here are four suggestions that may help. 1. Seek help from a Realtor. The survey found that recent vacation buyers typically purchased a second home 200 miles from their primary residence. Even if you’ve visited your targeted search area, chances are you aren’t privy to local market conditions, such as current demand levels and future resale value.A Realtor, a member of NAR, can be your expert professional when it comes to buying a home. He or she can help you find the property that fits your budget, and will negotiate on your behalf at the closing table so you get the best deal.2. Know the rules if you plan to rent it out. Whether it’s occasionally or all the time, many second-home owners rent out their home to earn extra income.Even if it’s only a few weekends a year, it is absolutely crucial to know all ordinances related to allowing tenants into your home. Laws can vary from one town, neighborhood and condo building to the next.A Realtor can familiarize you with the rules and laws of a property before you decide to make an offer. That way, you won’t be caught in a situation where restrictions limit your ability to earn rental income, especially if this money is needed to help pay your mortgage.3. Be ready to make your case to lenders. Getting a mortgage today takes some diligence.This is especially true with second-home buyers, as adding another mortgage to an existing one is going to stretch your debt-to-income ratio and you’ll likely need to make a significant down payment on any second-home purchase to get the most favorable terms. 4. Grab a pen and do some paperwork. As with all home purchases, it’s important to be patient and flexible, and to stick to your budget during your search. If you have a Realtor at your side and the means and wherewithal to do it right, that second home can be in reach either as a solid investment or a place in which to make lifelong memories—or both.Learn MoreFor further facts, including how to reach a Realtor near where you want to buy, go to www.realtor.com/GetRealtor.On the Net:North American Precis Syndicate, Inc.(NAPSI) window._taboola = window._taboola || []; _taboola. !function (e, f, u) { e.async = 1; e.src = u; f.parentNode. }(document.createElement('script'), document.getElementsByTagName('script')[0], '//cdn.taboola.com/libtrc/townnews-network/loader.js'); window._taboola = window._taboola || []; _taboola. window._taboola = window._taboola || []; _taboola. × Post a comment Emoticons [smile] [beam] [wink] [sad] [cool] [innocent] [rolleyes] [whistling] [lol] [huh] [tongue] [love] [sleeping] [yawn] [unsure] [angry] [blink] [crying] [ohmy] [scared] [sleep] [sneaky] [tongue_smile] [thumbdown] [thumbup] [censored] [happybirthday] [ban] [spam] [offtopic] [batman] [ninja] [pirate] [alien] Comment Text Cancel Post comment × Report Cancel Report Abuse × Watch this discussion. 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